Fast Payment Integration via API for SMART Disburse

Payment Token

Generates a unique authentication token used to transfer a customer to Transcard's SMART Disburse web application.

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Flexible Expiration Date

Configure how long payees have to claim their payment token. Pop up screens notify payees of the expiration date.

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                          {
    "Payment": {
        "ClientPaymentReferenceId": "string",
        "ProductId": 1,
        "Description": "string",
        "EffectiveDate": "2021-06-21T11:35:42Z",
        "ExpirationDate": "2021-06-21T11:35:42Z",
        "RequiresDigitalSignature": true,
        "TotalAmount": 0,
        "Recipients": [],
        "RequiresDocumentUpload": true,
        "DocumentIds": [
            0
        ]
    },
    "Behavior": {},
    "UI": []}

{
    "Payment": {
        "ClientPaymentReferenceId": "string",
        "ProductId": 1,
        "Description": "string",
        "EffectiveDate": "2021-06-21T11:35:42Z",
        "ExpirationDate": "2021-06-21T11:35:42Z",
        "RequiresDigitalSignature": true,
        "TotalAmount": 0,
        "Recipients": [],
        "RequiresDocumentUpload": true,
        "DocumentIds": [
            0
        ]
    },
    "Behavior": {},
    "UI": []}

Expiration

This payment will be available for disbursement to your desired payment method until the date listed below. Funds will not be available after this day.

Digital Signature

It's never been easier to capture digital signatures for a payment token. Simply toggle on the module.

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                              {
    "Payment": {
        "ClientPaymentReferenceId": "string",
        "ProductId": 1,
        "Description": "string",
        "EffectiveDate": "2021-06-21T11:35:42Z",
        "ExpirationDate": "2021-06-21T11:35:42Z",
        "RequiresDigitalSignature": true,
        "TotalAmount": 0,
        "Recipients": [],
        "RequiresDocumentUpload": true,
        "DocumentIds": [
            0
        ]
    },
    "Behavior": {},
    "UI": []    }

    {
    "Payment": {
        "ClientPaymentReferenceId": "string",
        "ProductId": 1,
        "Description": "string",
        "EffectiveDate": "2021-06-21T11:35:42Z",
        "ExpirationDate": "2021-06-21T11:35:42Z",
        "RequiresDigitalSignature": true,
        "TotalAmount": 0,
        "Recipients": [],
        "RequiresDocumentUpload": true,
        "DocumentIds": [
            0
        ]
    },
    "Behavior": {},
    "UI": []    }

Recipients

Effortlessly create a list of recipients for a payment token. Disburse funds to one individual or thousands.

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Accounts Holder Information

Get the information you need on account holders. Whether it's confirming the information on existing account holders or collecting the information you need to make payments, configuring these rules is a snap with open APIs.

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                                  "AccountHolder": {
    "LastName": "string",
    "MiddleName": "string",
    "FirstName":"string",    
    "AddressLine1": "string",
    "AddressLine2": "string",
    "City": string",
    "State": "string",
    "ZipCode": "string",
    "Country": "string",
    "SocialSecurityNumber": "string,
    "DateOfBirth": "2021-06-21T11:35:42Z",
    "EmailAddress": "string",
    "PhoneNumber": "string"},

"AccountHolder": {
    "LastName": "string",
    "MiddleName": "string",
    "FirstName":"string",    
    "AddressLine1": "string",
    "AddressLine2": "string",
    "City": string",
    "State": "string",
    "ZipCode": "string",
    "Country": "string",
    "SocialSecurityNumber": "string,
    "DateOfBirth": "2021-06-21T11:35:42Z",
    "EmailAddress": "string",
    "PhoneNumber": "string"},

Address Line 1

Address Line 2 (optional)

City

State

ZIP Code

Country

Date of Birth

SSN (Social Security Number)

Payment Amount

Make it clear to payees how much they are getting paid by configuring the payable amount.

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                              "Recipients": [
    {
        "AccountHolder": {},

        "Amount": 1734.58,
       "ClientPaymentAccountReferenceId":
"string",
        "PaymentAccountId": 0,
        "SecurityQuestions": [],
        "Token": {}
    }],

"Recipients": [
    {
        "AccountHolder": {},

        "Amount": 1734.58,
       "ClientPaymentAccountReferenceId":
"string",
        "PaymentAccountId": 0,
        "SecurityQuestions": [],
        "Token": {}
    }],

Security Questions

Confirm the identify of payment token recipients with configurable security questions.

SHA-256 Hashing

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                              "Recipients": [
"RequiresSecurityQuestionsAnswerHashed": falsetrue, 
    {
        "AccountHolder": {},
        "Amount": 0,
        "ClientPaymentAccountReferenceId":
"string",
        "PaymentAccountId": 0,

        "SecurityQuestions": [
            {
                "Question": "Your claim number",
                "Answer": "3453"
            }
            {
                "Question": "The last 4-digits
            of your SSN number",
                "Answer": "0021"
            }
            {
                "Question": "Your mailing zip code",
                "Answer": "75247"
            }
        ],
        "Token": {}
    }
],

"Recipients": [
"RequiresSecurityQuestionsAnswerHashed": falsetrue, 
    {
        "AccountHolder": {},
        "Amount": 0,
        "ClientPaymentAccountReferenceId":
"string",
        "PaymentAccountId": 0,

        "SecurityQuestions": [
            {
                "Question": "Your claim number",
                "Answer": "3453"
            }
            {
                "Question": "The last 4-digits
            of your SSN number",
                "Answer": "0021"
            }
            {
                "Question": "Your mailing zip code",
                "Answer": "75247"
            }
        ],
        "Token": {}
    }
],

Your claim number 3453

The last 4-digits of your SSN number 0021

Your mailing zip code

1-api-content--three__child-three__first

Token Delivery Method

Let payees know that their payment token has been issued. Notify them via e-mail, phone or both. Our open APIs make it easy to upload payee contact information.

SMS Phone Number

Email Address

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                              "Token": {
    "DeliveryMethods": [                "Email",
        "SMS"
    ],
    "EmailAddress": "johnny.anderson@email.com",
    "SMSPhoneNumber": "7066394900"
}

"Token": {
    "DeliveryMethods": [                "Email",
        "SMS"
    ],
    "EmailAddress": "johnny.anderson@email.com",
    "SMSPhoneNumber": "7066394900"
}

Requires Document Upload

Make it easy for payees to review documents or agreements. Configure rules for which documents must be reviewed before a payment can be claimed.

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                          "Recipients": [
    {
        "AccountHolder": {},
        "Amount": 0,
        "ClientPaymentAccountReferenceId": "string",
        "PaymentAccountId": 0,
        a"SecurityQuestions": [],
        "Token": {}
    }
],
"RequiresDocumentUpload": true,
"DocumentIds": [
    "1940","1941","1942"]

"Recipients": [
    {
        "AccountHolder": {},
        "Amount": 0,
        "ClientPaymentAccountReferenceId": "string",
        "PaymentAccountId": 0,
        a"SecurityQuestions": [],
        "Token": {}
    }
],
"RequiresDocumentUpload": true,
"DocumentIds": [
    "1940","1941","1942"]

Behavior

When payees don't choose how to get paid, use configurable payment methods for the product type.

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Available Payment Types

Pay suppliers and individuals using the method that they prefer. Our APIs support any payment rail.

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                          "AvailableVehicleTypes": [
        "ACH"
    "Check"
    "MCSend"
    "VirtualCard"
]

"AvailableVehicleTypes": [
        "ACH"
    "Check"
    "MCSend"
    "VirtualCard"
]

UI Customization

Customization options at your fingertips.Configure your disbursement flow as you need it with self-defined key-value pairs for custom text or visual elements.

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Payment Message

Provide payees with the information they need on their payments. Messages can be configured to your needs.

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                          "UI": [
    {
        "Key": "DocumentsHeaderText",
        "Value": "You've been sent a [PaymentTypeText] by
     [Client name]"
    },
    {        
        "Key": "PaymentMessage",
        "Value": "Payment claim for Johnny Anderson
   06-10-2021."

    },
 
    ...
     ]

"UI": [
    {
        "Key": "DocumentsHeaderText",
        "Value": "You've been sent a [PaymentTypeText] by
     [Client name]"
    },
    {        
        "Key": "PaymentMessage",
        "Value": "Payment claim for Johnny Anderson
   06-10-2021."

    },
 
    ...
     ]