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Payment Solution for Processing Payables

Enhance collaboration, streamline operations, and fuel your supply chain's success.
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smart disburse

Funds Disbursement,
Simplified.

Embedded payment solution that enables any bank, business or fintech to securely disburse funds using any payment rail – from within any legacy software or ERP application.
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Consolidated disbursements

Make all your payments from one place – no more siloed point solutions

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Any payment type

Disburse funds using any payment method, including ACH, RTP, card, and cross border.

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Documents
& signatures

Easily attach documents for your payees to review and accept

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Customer experience

Provide seamless customer experience

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Automated reconciliation

Reconcile remittance details in real-time, touch-free

Why SMART Disburse

Processing Payable Payments with Ease

Effortlessly pay business partners and customers in their preferred payment method, regardless of your business size or legacy software or ERP application.
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For AP departments
Functional
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Instantly disburse or schedule payments
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Reconcile payments in real-time
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Make a single payment or mass payments
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Allow for the attachment of remittances
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Upload remittance details directly to your ERP
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Streamline the onboarding of customers
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For Payees
Dynamic
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Receive preferred payment type
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Benefit from Real-Time Payment
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Get paid to terms
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Receive rich remittance details
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FOR CFOs
Convenient
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Tightly control payment timing
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Avoid unintentional late payments
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Optimize working capital
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Earn rewards on card spend
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Enhance payments visibility
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For It Teams
Integrated
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Embed payments in any legacy system
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Effortlessly connect with any payment rail
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Fast, easy payments automation
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Streamline payments workflows
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Leverage bank-grade security
Features and capabilities
Integrated in the Back, Embedded in the Front
Streamlined B2B and B2C disbursements
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Contact your payee via text, email, or embedded link
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Adaptable payment workflows (business vs consumers)
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Configurable payee authentication
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Integration with existing workflows
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Dynamic description and document attachments
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Optionality to enroll partners for HUB payments
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E-signature for payment authorization
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Centralized business directory
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“Partnering with Transcard has exceeded our expectations and we wish we would have implemented this solution sooner. By sending consumer refunds digitally, we’ve streamlined the process and are experiencing a significant cost savings by eliminating checks.”
Tim Paxson
Accounts Payable Director, Highline Warren
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Highline Warren Eliminates Manual Processes by Leveraging Transcard’s SMART Disburse Solution
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The Smart Way to Manage Any Disbursements Application

Your business can use SMART Disburse for a multitude of payment applications, including
BUSINESSES
Pay or
Disburse
Disburse funds to individuals as needed or scheduled, offering flexibility on how they want to claim their payment:
Payroll
1099 Expenses
Patient Refunds
Emergency Payouts
Dividend Payments
Reimbursements
Customer Rebates
Legal Settlements
Insurance Claims
Profit Distributions
CONSUMERS
Process Payable
Payments
Whether it's an existing business partner or a new supplier, process business payable payments with ease:
Supplier Payments
Dividend Payments
Customer Rebates
Legal Settlements
Insurance Claims
1099 Payments
Profit Distributions